With some of the best car lease deal offers coming fast in 2008, you just might be one of the many who is looking into investing in a luxury vehicle like the Mercedes, the BMW, or, in this case, the Jag XF. The XF is now available to the public and just might be the best car lease deal of luxury cars since its predecessor. But the question is if the Jag XF can actually go head to head with the big boys in executive driving.

Various road tests have placed the Jaguar XF in very high statistics positions which could mean better sales of the car in 2008. The year marks the brands 80^th year in Coventry where the Jaguar hails from, and is surprisingly not even built in that immediate area in recent years. However, its strong presence is still quite apparent around the UK area.

This is where it might get tough for the Jaguar as there is more favor for the Mercedes and BMW in the North American market. It’s no secret that Jaguars are not built for high volume sales and the company’s future is highly uncertain. The XF is quite an important addition to the company as it has been specifically designed to be a little more affordable and definitely something that will represent the life and excitement of Jaguar in modern times. Of course, this doesn’t mean that "more affordable" means "better than the rest" when it comes to choosing the best car lease deal. But it does mean that the Jag XF is cheaper than the BMW 525d and the Mercedes E280 CDI. As far as a best car lease deal goes, this is good new for both the company and a potentially huge market in the luxury cars bracket.

The best way to get a good car lease deal is to make sure that you know all the car leasing secrets that there are in the market. Of course, you might not become an instant expert when it comes to shopping around for a good car lease deal. But knowing a few of the facts will definitely help you get the best deal there is for you. Here are a few things that you should know:

What’s a car lease deal?
One of the first car leasing secrets to know is that there are two types of car lease deals. These are the closed-end and open-end lease deals. A closed-end lease is one where you can return a car at the end of a lease contract and then simply walk away, meaning that you don’t own the car at the end of the contract. This is actually the more popular choice for people who lease vehicles. Open-end lease is actually more for commercial business and can be a little more complicated. The market value of a car is determined with this kind of deal and then the residual vale of the car is pre-determined. This means that a person who goes for this deal will pay the difference which can be quite pricey.

How is a lease calculated?
You might be wondering if there is some kind of difficult formula that the dealers use when they calculate your monthlies. The car leasing secrets truth is that it’s as simple as your ABC’s. You just need to know all the figures that you need for a simple equation. First, get the depreciation value of a car by subtracting the residual value from the cap cost. You divide the difference by the number of months you plan to lease a car. Then for the monthly finance charge, add the residual value and the cap cost and then multiply that by the money factor that can be given to you by your dealer if you ask politely. The result is the monthly finance charge. Add the monthly depreciation and the monthly finance charge that that is your monthly car payment. This may vary across different vehicles.

What are the Advantages?
Two advantages to think about are lower monthly payments compared to a purchase. These payments can be up to 60% less than if you purchased a car on monthly terms. This means that you can drive a much nicer car if you lease it. Upfront costs are also lower, with some down payments starting at zero, depending on the car. Paying a larger down, however, does not always mean that this will lower your monthlies.

What are the Disadvantages?
The car leasing secrets that most dealers will not tell you about usually involve many different fees. This includes early termination fees if you want out of a contract before it ends; insurance costs that will require you to pay more than you are used to paying for insurance; car mileage fees since leases will only allow you a certain annual mileage limit; and so-called “wear and tear” fees that are used to fix up any damages done to the car during the lease. These fees can run up to a hefty price if you are not careful.

These are the basic car leasing secrets that you should know about before you get yourself into a lease contract. Understand them well and you should have no trouble with a lease at all. Depending on your preferences, you can get the best car lease deal with a little knowledge and negotiation.

With the New Year comes all things new and great. This is particularly true when referring to the new serving from the people over at Audi, who just recently displayed one of many car lease specials headed in your direction. We are talking about the new Audi R8 V12 TDI. Spotted at the recent Detroit Motor Show, this has got to be one of the most extreme machines ever built by any manufacturer. It’s the worlds first Super Car that runs on diesel and do not be fooled; it’s rumored to be a lot faster than many petrol powered cars in its class.

The twin-turbo, 6 liter V12 monster belts out 439 horsepower and this is only one of the most thrilling developments. It can hit 0 to 62 miles per hour in 4.2 seconds, much faster than its gas powered sibling and this is the surprise because, remember, it does run on diesel. In fact, the diesel feature is what ultimately stole the show.

There are numerous benefits of this car running on diesel, the first being that there is a definite change in emission, a dramatic decrease to be more specific. The R8 sports a common-rail fuel injection, and a catalytic converter that injects AdBlue into the exhaust which decreases the emission of nitrous oxide. This is definitely a car from out of the future as it goes on to meet various emission rules that haven’t even been put into place in Europe and the Americas.

Looks are not something to be scoffed at either. This future of car lease specials looks even more aggressive than ever before, even more than the production version. Expect a deeper front bumper, side skirts with carefully placed notches or holes for cooling, a rooftop glass panel that gives you a panoramic view of everything above, and an NACA duct that literally feeds air to the engine. Inside, the R8 has a 3-armed steering wheel that houses the start-stop button and Drive Select switch that Audi is known for; now this switch is particularly important as it allows drivers to choose between 3 modes. These are Dynamic, Sport or Race modes which are used for the engine, transmission and magnetic dampers.

Unfortunately, the Audi R8 V12 TDI is not out in the market just yet and there have been no official announcements of when it will be available to the public. There are rumors that the car lease specials on this baby will most probably see the market in 2009. But before that, one can sit and dream about the marvel of a machine that it is. And did we mention that it runs on diesel?

Check out this video on the Audi R9 V12 TDI.

There is no car leasing guide in the world that will tell you who you can trust at a dealership and how safe your information will be with them. In a world that is now populated with even more identity thieves, it is thus more important for customers to get to know their dealers much better than they originally did. Even repeat customers of a dealership should get to know just how safe their information is when it is given away after the signing of car lease contracts.

It has only been in recent times that authorities have started to really crack down on identity thieves. But these criminals have been around for years already and some of them can even salvage information from the past that they can use at present and in the future. Where do they use this information? Identity thieves can do all sorts of things with the right information. They can open credit cards in other States, make purchases that they don’t have to pay for, and even assume the identity of other people just to hide from the authorities. This is a fact that can’t be ignored and this car leasing guide advises that you should be more careful with whom you are giving your information to.

Information such as your full name, Social Security number, credit card numbers, home address, office address, and even the addresses of friends and relatives can all be used by identity thieves. There have been cases where auto financing paperwork complete with filled in customer information have turned up in different States in the hands of fraud rings. Within the findings of most of these cases, it was discovered that the information provided in the car lease contracts were used to open multiple lines of credit in order for thieves to make purchases under the stolen identity.

These busted fraud rings are only a few of the many that exist throughout the world. Car leasing guide advice for customers is that they should ask about where all the paperwork is headed and if the information will be protected. The next time you sign a car leasing contract with your dealership, make sure to ask about where the paperwork will end up. Also be aware of what will happen to paperwork after the end of a contract.

One of the car leasing secrets that you should know is that dealers would rather you go for a lease instead of purchasing a car to own. This in itself is one tip to keep in mind the next time you walk into a car dealership. The reason is pretty simple; when you purchase a car to own, your payments end anywhere between 3 to 5 years and after that you are free of any monthly dues. However, car leasing will keep you paying for as long as you want to have a car to drive and as long as you have a contract with a dealer. Of course, there are ways to get out of a car lease but this can prove to be quite difficult.

Dealers love to lease out cars because this gives them an opportunity to add more interest to any of the cars that they will lease out to customers. Basically, you can own a car without even having to place a down payment, but the longer that you pay for a car, the lesser you pay on the monthlies. Now although this may seem like something good, the car leasing secrets fact is that it’s not because they add so much interest to the price of the lease that you may end up paying more for a car that you won’t end up owning at the end of a lease. Even worse, you might not know how much you are paying for the car even at the end of the lease because there are no laws that state a dealer should disclose the full price of a vehicle they are leasing. This is one of the reasons that dealers who do lease cars charge so much interest on leases. Just keep in mind that even initial payments will help you but only in the slightest way because you will still end up paying an interest charge of some sort in the monthlies.

The car leasing secrets advice here is to make sure that you are able to pay a high principal payment so that you can avoid high interest rates on monthly payments. It’s kind of like paying the minimum on a credit card where it ends up with lenders giving more finance charges. Leasing a car is not a bad thing but you have to realize that there are some car leasing secrets you should keep an eye out for, especially when it comes to dealings with your own money.

Any car leasing guide will tell you that you will have a difficult time leasing a car if you are under a dark cloud of bad credit. Of course, there are options for people with bad credit to still lease cars but it will cost them much more to do so.

But if you do have bad credit or feel that you might get into it, there are ways of avoiding it. First of all, find dealers that have the best rates when it comes to car leasing. As long as their rates are low and affordable then you won’t have to worry about not being able to catch up on monthly payments. If you do have bad credit and want pre-approved applications for car leasing, this car leasing guide advises that you get one online. There are many lenders that can refer a loan request to a lender online.

But bad credit is something that you want to avoid completely. Look for debt relief services either online or through your local banks that might be able to refer you to a company if they do not handle that service for you. Companies that can help you avoid credit problems can do many things such as lower your monthly bills, eliminate debts that you might already be in, help you avoid going bankrupt, and reduce your total debt. Probably one of the most useful services that they have is that they can combine all your debts into one so that you can pay off just one total bill instead of getting confused as to what bills to pay first.

If you haven’t had a bad credit history, then that is very good. Maintaining your good record is the next important step. This car leasing guide advises that you can do this by paying your largest credit balances first. Also, if you do have credit cards that you don’ use, you should keep them open as this can affect your credit standing. If you do not have new credit cards, you may want to consider applying for some but do not use them. If you have to use them, make sure that the balances on those credit cards are at zero with each payment. And as any car leasing guide might advise, make sure to pay your bills on time.